Assalam Alaikoum Wa Rahmatullahi Wa Barrakatu
Question: I lent my friend a substantial amount of money because he was going through a tough time. We had agreed that he would pay off the loan on a monthly basis, however it is now over a year since he last made any payments. I don't believe he will be able to pay the sum anytime soon as I believe his financial circumstances remain challenging, although he and his family have been able to travel abroad on numerous occasions over the past year. My zakat is due this month inshallah, can I write off what he owes to me by using my zakat? Your response is greatly appreciated.
Jazakallah, wa salam alaikoum wa rahmattullahi wa barrakatu