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So my Aunty has been moving from house to house because the owners of those houses have been kicking her out and she has had enough from moving from about 5 houses in 1 year. So she decided to buy a house and she didn't have enough money to pay off all the money, so she made a loan aka interest from the bank. She couldn't handle moving from house to house being kicked so she decided to do interest to pay off all the money for the house, it's her first time doing it. Is it haram?

asked 130318 omar's gravatar image

omar, i've never heard that you are allowed to borrow money at interest, even if it's just once. it is one of the dumber laws within sharia but i think it is unamously accepted across all schools. not sure how y'all are ever supposed to buy any big ticket items like cars and houses. unless ofcourse you have that much cash lying around.

tell you aunt she has made a sound fiscal decision. paying rent is like throwing money away. you build no equity. all you are doing is buying a building for someone else. trust me i'm a landlord. i have bought and sold several buildings on other peoples money

(Nov 26 '13 at 14:38) mikejm3 mikejm3's gravatar image

She had asked a sheikh and he told her yes you are allowed only if it's your first time but you must have your circumstances, and she did as I said in my question that she moved from house to house many times and she was sick from it. There is a verse in the quran though which talks about interest.

[2:279]: And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal - [thus] you do no wrong, nor are you wronged.

Also, she isn't renting the house, she bought it so she can stay in it.

(Nov 26 '13 at 15:24) omar omar's gravatar image

yes she bought it, but she was renting before? that's what i'm saying, buying is better than renting. sounds like the sheikh she asked is a pragmatic, open minded person, with a modern, maybe even liberal interpretation of islam. good to know they exist. i suppose you could also look to the hadiths were muhammad supposedly said, when two paths are before you take the easier one. or you could make the anology of the lifting of dietary restrictions to a starving man. pigs are haram, unless you are starving.

but if you already had an answer why ask? jk. i understand looking for other opinions

(Nov 27 '13 at 11:38) mikejm4 mikejm4's gravatar image

( need to be answered )

(Dec 13 '13 at 12:28) Bibi Amina ♦ Bibi%20Amina's gravatar image

Asalaam o alaikum, here are the terms of Riba, respectfully. Any form is Haram, unlawful. If doing out of ignorance , and upon knowing thereafter, it becomes unlawful.

Allah says in the Holy Quran Chapter 2 Surah Baqarah verse 274-276:

But those who devour ‘riba’ become like the one whom Shaitaan has bewitched and maddened by his touch. They have been condemned to this condition because they say, “Trade is just like ‘riba”, whereas Allah has made trade halaal and ‘riba’ haraam. Henceforth, if one abstains from taking ‘riba’ after receiving this admonition from his Lord, no legal action shall be taken against him regarding the ‘riba’ he had devoured before: his case shall ultimately go to Allah. But if one repeats the same crime even after this, he shall go to Hell, where he shall abide for ever! Allah deprives ‘riba’ of all blessing and develops charity, and Allah does not like an ungrateful, sinful person.

Allah says further in the Holy Quran Chapter 2 Surah Baqarah verse 278:

O Believers!, fear Allah and give up that ‘riba’ which is still due to you, if you are true believers. But if you do not do so, then you are warned of the declaration of war against you by Allah and His Messenger!

Allah says in the Holy Quran Chapter 4 Surah Nisa verse 161:

That they took ‘riba’, although they were forbidden. And that they devoured men’s substance wrongfully. We have prepared for those among them who reject faith a grievous punishment (of Hell Fire)!

Allah Says in the Holy Quran Chapter 3 Surah Ale-Imraan verses 130-132:

130 O ye who believe! Devour not ‘riba’ doubled and multiplied; but fear Allah; that ye may (really) prosper.

131 Fear the Fire which is prepared for those who reject faith.

132 And obey Allah and the Messenger; that ye may obtain mercy.

Allah Says in the Holy Quran Chapter 30 Surah Rome verse 39:

39 That which ye lay out for ‘riba’ through the property of (other) people will have no increase with Allah: but that which ye lay out for charity seeking the Countenance of Allah (will increase): it is these who will get a recompense multiplied.

Allah Says in the Holy Quran Chapter 2 Surah Baqarah verse 276:

276 Allah will deprive ‘riba’ of all blessings, but He will give increase for deeds of charity: for He loveth not creatures ungrateful and wicked.

Al-Tirmidhi Hadith 2829 Narrated by Ali ibn AbuTalib

Ali said he heard Allah's Messenger (saws) invoke the curse of Allah on those who took ‘riba’, those who paid it, those who recorded it, and those who refused to give sadaqah.

Respected brother in Islam, although all the verses of the Glorious Quran are against the taking of ‘riba’ or interest, the Messenger of Allah (saws) time and time again forbade the believers from indulging in any aspect of ‘riba’, and invoked the curse of Allah Subhanah on those who took ‘riba’, those who paid, and even those who recorded such transactions!

If one does not have one’s own capital to start a business, one is at liberty to use any other lawful means to raise capital….

One may initiate a business in partnership with an investor. One may borrow funds from their family or loved ones on an interest-free basis. One may approach a Shariah-compliant bank or financial institution who would lend them capital for their business according to one of their many lawful schemes. Etc.

answered 3488 abyadgirl's gravatar image
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Asked: Nov 15 '13 at 21:02

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Last updated: Dec 13 '13 at 14:16

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